Banking is heavily regulated to ensure stability and protect consumers. Laws like the Dodd-Frank Act in the United States and Basel Accords internationally set standards for capital adequacy, stress testing, and risk management.

Bankruptcy laws govern the process by which banks and other financial institutions handle insolvency. These laws determine how assets are distributed among creditors and provide mechanisms for debt restructuring or liquidation.

Banks involved in securities activities must comply with securities laws and regulations. These laws aim to protect investors and maintain fair and orderly markets by requiring disclosure of relevant information and preventing fraud and manipulation.

Responsibilities :

1. Providing legal advice to banks, financial institutions, and clients on regulatory compliance, banking operations, transactions, and financial products.

2. Assisting in structuring and documenting various banking transactions, such as loans, mergers and acquisitions, securities offerings, and other financial arrangements, to ensure compliance with legal requirements and mitigate legal risks.

3. Advising banks on risk management strategies and helping to develop policies and procedures to identify, assess, and mitigate legal risks associated with banking operations and transactions.

Regulatory compliance and oversight.

Loan agreements and documentation.

Consumer protection and rights.

Anti-money laundering measures implementation.

Dispute resolution and litigation.